Reserving & Loss Analytics

• Perform quarterly reserve analyses (e.g., triangles, ultimate loss selections, IBNR, diagnostics) for homeowners and related lines.
• Monitor loss emergence, claim severity/frequency trends, and CAT vs non-CAT performance.
• Partner with Claims and Finance to reconcile results, investigate drivers, and improve data quality.

Portfolio Management & Performance Monitoring

• Build recurring dashboards to monitor portfolio performance and emerging trends
• Work with AIR and other catastrophe model output to assess exposure concentrations, catastrophe load, and risk-adjusted returns.
• Evaluate reinsurance program impacts and support related reporting and analytics.
• Support scenario analyses, including catastrophe load, trend, rate change, and mix sensitivities.

Actuarial Process Automation & AI Partnership

• Learn Lilypad's actuarial processes end-to-end and identify opportunities for automation (e.g., gross-to-net loss calculations, reserve workflows).
• Serve as a bridge between the actuarial and AI/engineering teams, translating actuarial logic into requirements that can be built into automated tools.
• Write and maintain Python-based workflows to streamline recurring analyses; collaborate with the AI team on tool development.

Cross-Functional Support

• Collaborate with Underwriting, Claims, Finance, Data/Engineering, and Leadership on special projects (product changes, underwriting guidelines, new territories/segments, vendor evaluation, etc.).
• Contribute to process improvements, automation, and better controls/documentation.

What You'll Need

• 5-8 years of P&C actuarial experience. ACAS/FCAS credential
• High ownership and self-starter mindset; able to drive work forward with limited structure.
• Strong proficiency in Excel and Python, with the ability to build clean, repeatable analyses.
  Strong analytical and problem-solving skills; able to communicate findings clearly to non-technical stakeholders.
• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or related quantitative field

What's Great to Have

• Experience building repeatable analytics (dashboards, automated data pulls, version-controlled workflows).
• Homeowners experience incl: catastrophe exposure management, weather/CAT analytics, inflation/trend work, or rate filing support.
• Experience with reserving methods (e.g., chain ladder/BF/Cape Cod style approaches) and/or pricing indications.
• Knowledge of policy/claims data structures and common insurance KPIs.

Essential Job Functions & Physical Requirements

• Ability to sit for extended periods of time while working at a computer, with or without reasonable accommodation
• Ability to use a computer, keyboard, mouse, and standard office equipment (e.g., phone, printer, scanner)
• Ability to view a computer screen for prolonged periods, with or without reasonable accommodation
• Ability to communicate effectively in person, by phone, and via email
• Ability to occasionally stand, walk, bend, and reach within an office environment
• Ability to lift and/or move up to 10–15 pounds occasionally (e.g., office supplies, files), with or without reasonable accommodation
• Ability to perform repetitive motions, such as typing or data entry
• Ability to maintain focus and attention while performing detailed tasks

Accessibility

Benefits

Equal Opportunity Employer

Arbol participates in the E-Verify program to confirm employment eligibility.

Originally posted on Himalayas